line of credit and credit score
line of credit and credit score
line of credit and credit score


        
 

The credit score is a way for lenders to determine the degree of risk involved in lending money to you and based on that risk, they may decide not to lend money to you or any change conditions of the loans according to risk.

A higher credit score is great, but a perfect score is not necessary and often discouraged.

A mathematical algorithm that uses statistical analysis on the credit report of a person determines his score.

The first thing you must consider is that your credit report is pulled by someone other than yourself, this will result in a credit on your report, which will also affect your credit score.
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This can be a scary proposition considering that these reports may have information Wrong.
Research has shown that in the last six months, more than 4 million credit card bills have missed their payment dates.